Cheapest Cremation in Waterloo, IA (2026)
The lowest direct cremation in Waterloo starts at $2,690 from Parrott & Wood Chapel Of Memories. Below, every active local provider is ranked by price so you can compare and request free quotes.
| # | Provider | Direct Cremation | Rating |
|---|---|---|---|
| 1 | Parrott & Wood Chapel Of MemoriesLowest price | $2,690 | 4.2★ (26) |
| 2 | Locke Funeral Home (Locke on 4th) | $2,900 | 4.6★ (19) |
| 3 | Garden View Chapel (Locke Garden View Chapel) | $4,080 | — |
| 4 | Locke Funeral Services Tower Park | $4,080 | 4★ (17) |
| 5 | Hagarty Waychoff Grarup Funeral Service | $4,345 | 3.9★ (7) |
| 6 | Hagarty-Waychoff-Grarup Funeral Service | $4,355 | 3.5★ (8) |
| 7 | Greystone Crematory | Call for pricing | — |
| 8 | Memories Pet Loss Center | Call for pricing | 4.8★ (21) |
| 9 | Sanders Funeral Services Inc. | Call for pricing | 3.4★ (37) |
| 10 | US Cremation Society | Call for pricing | 4.9★ (163) |
Prices are 2026 direct cremation estimates from each provider's listing and may change. They are not quotes — always request a written, itemized price list (your right under the FTC Funeral Rule) before paying.
How to get the cheapest cremation in Waterloo
The single biggest way to lower your cost is to choose a direct cremation — cremation with no viewing or ceremony beforehand. In Waterloo, prices for the exact same direct cremation routinely vary by $1,000 or more between providers, which is why comparing the ranked list above pays off. Dedicated cremation specialists almost always undercut full-service funeral homes for a simple cremation.
Get at least three itemized quotes, supply your own urn rather than buying the provider's, and confirm exactly what each price includes (transportation, the cremation, a basic container, permits, and return of the ashes). Our cheapest direct cremation guide and list of hidden fees to watch for walk through how to avoid overpaying.
See all options and read reviews on the main Waterloo cremation providers page, or compare statewide pricing in our cost of cremation in Iowa guide.
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